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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Publications Settling insurance claims after a disaster

If you have been affected by a recent disaster such as the wildfires in California, you might have some questions about how the insurance claims process works. This article details what you need to know about how to file a claim, how the claim process works, what's covered and what's not. See also: What is covered by standard homeowners insurance?

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New and Trending

Wildfire recovery and response for businesses and consumers

This presentation discusses the steps that consumers and businesses are recommended to take in preparation for wildfire, and the process around recovery. How to help: Insurance Industry Wildfire Relief Fund

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Insight + Analysis

Catastrophes Facts + Statistics: Wildfires

From January 1, 2018, to October 26, 2018, there were 50,546 wildfires, compared to 52,572 wildfires in the same period in 2017, according to the National Interagency Fire Center. The Camp wildfire broke out in Butte County, California, on November 8 and became the deadliest and most destructive fire on record. Further south two other major fires, Hill and Woolsey are still burning. Learn more here. See also: California State Fact Sheet

FACTS + STATISTICS

I.I.I. Glossary

CREDIT ENHANCEMENT- A technique to lower the interest payments on a bond by raising the issue’s credit rating, often through insurance in the form of a financial guarantee or with standby letters of credit issued by a bank.

DECLARATION- Part of a property or liability insurance policy that states the name and address of policyholder, property insured, its location and description, the policy period, premiums and supplemental information. Referred to as the “dec page.”

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Thought Leadership

I.I.I. News Wire

California’s wildfire evacuees may be eligible for additional living expenses

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212)-536-9837; Kim.Kirchner@coburnww.com California Press Office: (707) 490-9365; janetr@iii.org New York Press Office: (212) 346-5500; media@iii.org ROHNERT PARK, CA, November 15, 2018 —Californians who were ordered to leave… Read More

Insurers to Play Key Role in California's Recovery from Deadly Wildfires

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212)-536-9837; Kim.Kirchner@coburnww.com California Press Office: (707) 490-9365; janetr@iii.org New York Press Office: (212) 346-5500; media@iii.org ROHNERT PARK, CA, Nov. Read More

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Events Calendar

Joint Industry Forum
January
17
2019
Marriott Marquis - New York, NY Website
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