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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
A world without TRIA: Incalculable risk

The Terrorism Risk Insurance Act (TRIA) expires at the end of 2020 but insurers are already grappling with the possibility of a world without TRIA. While the private market for terrorism insurance has grown, there are doubts whether the industry can write terrorism insurance without a federal backstop.  

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New and Trending

Homeowners + Renters Insurance How to create a home inventory

In the event of a fire or other disaster, would you be able to remember all your possessions? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses and help you purchase the correct amount of insurance.

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Insight + Analysis

Insurance rating variables: What they are and why they matter

Rating variables are an indispensable tool for setting the cost of insurance and restricting their use can have unintended consequences, according to a new paper released jointly by the Casualty Actuarial Society (CAS) and the Insurance Information Institute.

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I.I.I. Glossary

VANDALISM- The malicious and often random destruction or spoilage of another person’s property.

GUARANTEED DEATH BENEFIT- Basic death benefits guaranteed under variable annuity contracts.

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Thought Leadership

I.I.I. News Wire

I.I.I. Issues Its First-Ever Global Macro and Insurance Outlook

For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, September 10, 2019—Nearly every large economy’s gross domestic product (GDP) growth worldwide is expected to be lower in 2019 than in 2018 yet insurers have found ways to remain profitable, according to a new Insura… Read More

Nearly Two Decades After 9/11, I.I.I. Examines Continued Need for U.S. Government’s Terrorism Insurance Role

For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, September 9, 2019 — Enacted after 9/11, the federal Terrorism Risk Insurance Act (TRIA) has been an essential component of the U.S.’s economy because the law has made terrorism insurance available and affordable, ac… Read More

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Events Calendar

Webinar: Price Optimization and Unfair Rate Discrimination: Emerging Regulatory and Litigation Issues in the Era of “Big Data” 
September
18
2019
Big Nasty Claims Conference
September
19
2019
Location: NYC; Website
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