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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Florida's assignment of benefits crisis

Runaway insurance litigation is spreading throughout Florida. Consumer costs are rising as a result. Learn more here.

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New speakers announced—Register now
Publications Settling insurance claims after a disaster
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Disasters + Preparedness How to file a wildfire claim in California
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Insurers respond to California wildfires

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Publications Surviving severe cold weather

Much of the country periodically experiences severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage on homes. Here are some tips and steps you can take to make insurance losses less likely during extended severe weather.

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Business Insurance Commercial general liability insurance
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Disasters + Preparedness Protect your home from winter weather
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Holiday fire losses
Other Insurance Topics Social host liability
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Insight + Analysis

Catastrophes Facts + Statistics: Wildfires

From January 1, 2018, to October 26, 2018, there were 50,546 wildfires, compared to 52,572 wildfires in the same period in 2017, according to the National Interagency Fire Center. The Camp wildfire broke out in Butte County, California, on November 8 and became the deadliest and most destructive fire on record. Further south two other major fires, Hill and Woolsey are still burning. Learn more here. See also: California State Fact Sheet

FACTS + STATISTICS
Commercial Small business, big risk: Lack of cyber insurance is a serious threat
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Insurance Industry Employment Trends: 1990-2018 (October 2018)
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About the Industry How Insurance Drives Economic Growth
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Insurance Industry Inflation Watch - November 2018
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I.I.I. Glossary

NON-ADMITTED ASSETS- Assets that are not included on the balance sheet of an insurance company, including furniture, fixtures, past-due accounts receivable, and agents’ debt balances. (See Assets )

GAP INSURANCE- An automobile insurance option, available in some states, that covers the difference between a car’s actual cash value when it is stolen or wrecked and the amount the consumer owes the leasing or finance company. Mainly used for leased cars. (See Actual cash value )

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Thought Leadership

I.I.I. News Wire

Assignment Of Benefits Abuse Is Driving Up Insurance Costs In Florida

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com New York Press Office, Insurance Information Institute: (212) 346-5500; media@iii.org NEW YORK, December 11, 2018—Florida’s assignment of benefits (AOB) crisis continues to spread statewide and has co… Read More

McChrystal, Landrieu to Speak at Insurance Information Institute’s Forum on Jan. 17, 2019

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com New York Press Office, Insurance Information Institute: (212) 346-5500; media@iii.org   NEW YORK, December 10, 2018—Retired Gen. Read More

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Events Calendar

Joint Industry Forum
January
17
2019
Marriott Marquis - New York, NY Website
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