Our Promise

We are the Insurance Information Institute. Since 1960, we have been the trusted source of unique, data-driven insights on insurance to inform and empower consumers. We serve consumers, media and professionals seeking insurance information. Learn More
Business Insurance Does your business need flood insurance?

While damage caused by some types of natural events—such as lightning or wind—will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage. This Q&A will help you understand whether your business needs it.


New and Trending

Disasters + Preparedness The homeowner's severe cold weather survival guide

Standard homeowners policies will cover most disasters that result from a freeze—but when the weather outside is frightful, it's better to minimize the potential risks. Here's how.


Insight + Analysis

Fighting wildfires with innovation

The 2017 and 2018 wildfire seasons were a catastrophic shock to communities, legislators, and insurance companies. This paper discusses some of the ways in which insurers are educating their customers about wildfire risks, with the goal of creating resilient communities in high-risk areas and fostering the development of new tools and techniques to help build a more wildfire-resilient world.

white paper

I.I.I. Glossary

CELL PHONE INSURANCE- Separate insurance provided to cover cellphones for damage or theft. Policies are often sold with the cellphones themselves.

COMMERCIAL GENERAL LIABILITY INSURANCE / CGL- A broad commercial policy that covers all liability exposures of a business that are not specifically excluded. Coverage includes product liability, completed operations, premises and operations, and independent contractors.

See Full Glossary

Thought Leadership

I.I.I. News Wire

U.S. Homeowners Insurers Given Record-High Satisfaction Score

For immediate release New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, February 28, 2020 – U.S. homeowners who filed an insurance claim last year cumulatively gave their insurers record-high customer satisfaction ratings after being surveyed by J.D. Read More

Triple-I Appoints Friedlander, Maccini To Key Communications Posts

For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, February 18, 2020 —Mark Friedlander and Kris Maccini have been appointed to senior communications positions at the Insurance Information Institute (Triple-I) to broaden the organization’s traditional and social… Read More

See More News Releases

Events Calendar

National Earthquake Conference
Location: San Diego, CA; Website
WCRI 36th Annual Issues and Research Conference
Location: Boston, MA; Website
See More Events