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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Catastrophes Global insured catastrophe losses could reach record in 2017

Catastrophe modeling firms estimate that the insurance industry has paid between $66 billion and $111 billion for damage caused by Hurricanes Harvey, Irma and Maria and two earthquakes in Mexico. According to estimates, Northern California wildfires generated $9.4 billion in insurance claims, with Southern California wildfire Insured losses not yet estimated.  


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Santa's insurance wishlist

Sleighs break. Reindeer games get out of hand. Elves miss days due to repetitive-stress-related injuries. Rather than invoking the Santa Clause, we urge St. Nick to review his policies to be sure he’s got the right insurance coverage. That way, he can stay focused on making holiday wishes come true.


Insight + Analysis

Insurance Industry Inflation watch - November 2017

Both current and expected near-term general inflation continue to be low by historical standards, but there are pockets of rising inflation. The CPI-U rose by 2.2 percent in November 2017 vs. November 2016. Core inflation—the overall index minus the effects of price changes for food and energy—rose 1.7 percent for the 12 months ending November 2017.


I.I.I. Glossary

FEDERAL FUNDS- Reserve balances that depository institutions lend each other, usually on an overnight basis. In addition, Federal funds include certain other kinds of borrowing by depository institutions from each other and from federal agencies.

NURSING HOME INSURANCE- A form of long-term care policy that covers a policyholder’s stay in a nursing facility.

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Everyone's got their #Holiday wishlist. Well, it turns out that #Santa's got one too. Working with his top risk-management elves, Old St. Nick has put together a comprehensive insurance strategy that lets him focus on what he does best: making toys. https://bit.ly/2AfF3bf

#ICYMI Here are some of the statistics we went over during our #SmallBusiness and #Cybersecurity Webinar on Monday! #SmallBiz #cyberthreat #cyberattack #cyberrisk

Swords? Fire-spitting rollerskates? Junior backyard tightopes? Zombie crossbows? What could POSSIBLY go wrong?! Strap on your safety goggles, because the 2017 Most Dangerous Toys list is here to bring the pain! https://usat.ly/2z5b089 #HolidaySafety

Learn what to do before, during, and after a #wildfire: https://bit.ly/2AftUXO #WildfireSafety via Ready

Today, 12/11 at 2 (ET), leading experts from U.S. Small Business Administration, CNA​, Verisk - insurance solutions and The Institutes​ explain why small/midsize businesses needs #cyberinsurance protection just as much as a #Fortune500 corporation. To register, visit

On Monday, 12/11 at 2 (ET), leading experts explain why small/midsize businesses needs #cyberinsurance protection just as much as a #Fortune500 corporation. To register, visit:

Resources to help households affected by #SoCalFires: https://bit.ly/2nH6KrS #CAfires #CAWildfires #SkirballFire #GettyFire #LilacFire #CreekFire #ThomasFire #RyeFire #MeyersFire #RiverdaleFire #OakFire #OjaiFire #WilsonFire #RedCross

2017 was a record-setting year for natural catastrophes. Are we witnessing the “new normal?” Join Research Scientist Phil Klotzbach of Colorado State University, Bill Churney of Air WorldWide and Alex Kaplan of Swiss Re Group discuss the latest #natcat and modeling trends at #PCForum2018. Sign up now: https://bit.ly/2j2LEm0

Half of US #smallbusinesses are victims of #cyberattack. Monday, 12/11 at 2:00 (ET), join leading experts from CNA​, Verisk - insurance solutions​, The Institutes ​ and U.S. Small Business Administration for a free Webinar: Protecting Small Business Against #cyberfail. Learn more at:

Thought Leadership

I.I.I. News Wire

In The Wake Of California’s Thomas Fire, Impacted Homeowners, Business Owners Can Start The Claims Filing Process

California Press Office: (707) 490-9365; janetr@iii.org New York Press Office: (212) 346-5500; media@iii.org   CALIFORNIA, December 14, 2017 —The Thomas fire, the fifth largest wildfire in California’s history, continues to rage through the southern part of the state but the property insurance… Read More

As California Governor Declares State of Emergency, I.I.I. Experts Are Available to Discuss Insurance Implications of Wildfires


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Events Calendar

Joint Industry Forum 2018: Leading Through Disruption
As the first event of the insurance year, the Insurance Information Institute’s annual Joint Industry Forum brings together business and thought leaders from commercial and personal lines insurance companies, industry trade associations, top brokers and service companies and regulatory agencies. The Forum serves as a summit for the key figures who are driving innovation and value creation in their respective organizations, offering access to invaluable information for industry leaders. (Marriott Marquis; New York, NY) Event website 
Millennials in Insurance
4%. Just 4%. That’s the number of millennials who are interested in a career in insurance (according to a recent survey from Hartford). The evidence is clear. Insurance is facing a millennial recruitment crisis. How can industry leaders attract, engage and retain millennials as champions in insurance? How can they demonstrate the potential of a long-term career in insurance? How can they make sure that essential skills and knowledge aren’t lost in a cross-generational talent gap? You can get all the answers at Millennials In Insurance, a landmark conference taking place in New York City on February 8. The clock is ticking on the millennial recruitment crisis. Together we can make sure time doesn’t run out. Event website 
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